Terms & Conditions
PLEASE READ THE TERMS AND CONDITIONS OF THIS WEBSITE BEFORE USING THE ONLINE SERVICES OR THIS WEB SITE. BY ACCESSING THIS WEBSITE AND ANY PAGES THEREOF, IT IMPLIES THAT YOU AGREED TO BE BOUND BY THE TERMS AND CONDITIONS.
Products and services referred to in this website are offered only in Malaysia where they are lawfully offered by KOPERASI ANAK-ANAK TEMPATAN PANTAI BARAT SABAH BERHAD and/or any of its subsidiary companies hereinafter referred to as KOPAAS. The information and materials contained in these pages, and the terms, conditions, and descriptions that appear, are subject to change. The information contained in these pages is not intended to provide professional advice. Your eligibility for particular products and services is subject to final determination by KOPAAS.
KOPAAS owns the trademarks, trade names, logos and service marks displayed on this website. These may not be used without a written permission. Materials on this site are protected by copyright. No part of these materials may be modified, reproduced, stored in a retrieval system, transmitted (in any form or by any means), copied, distributed, used for creating derivative works or used in any other way for commercial or public purposes without prior written consent.
The information and materials contained in this website, including GEOGRAPHIC, POLITICAL, ECONOMIC, STATISTICAL and FINANCIAL may change over time. Whilst every care has been taken in preparing the information and materials contained in this website, such information and materials are provided “as is” and KOPAAS does not warrant the accuracy, adequacy or completeness of this information and materials and expressly disclaims liability for errors or omissions in this information and materials.
KOPAAS accepts no liability and will not be liable for any loss or damage arising directly or indirectly (including special, incidental or consequential loss or damage) from your use of this web site, howsoever arising, and including any loss, damage or expense arising from, but not limited to, any defect, error, imperfection, fault, mistake or inaccuracy with this web site, its contents or associated services, or due to any unavailability of the web site or any part thereof or any contents or associated services or delay in operation or transmission, computer virus or line or system failure, even if KOPAAS have been advised of the possibility of such damages, losses or expenses.
This site may contain links to web sites controlled or offered by third parties (non-affiliates of KOPAAS hereby is not responsible for the contents available on or the set-up of any other websites linked to this site. Access to and use of such other websites is at the user’s own risk. KOPAAS shall not be deemed to endorse, recommend, approve, guarantee or introduce any third parties or the service/products they provide on their web site, or have any form of cooperation with such third parties and web sites. KOPAAS is not a party to any contractual arrangements entered into between you and the provider of the external website unless otherwise expressly specified or agreed to by KOPAAS.
Email messages sent to KOPAAS over the Internet cannot be guaranteed to be completely secure. KOPAAS is not responsible for any damages incurred by users when a message is sent to KOPAAS, or when KOPAAS sends a message to them at their request, over the Internet.
KOPAAS accepts no liability for any software downloaded from this web site and that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system arising from your use of this web site. This shall be done at your own risk.
Due to the nature of the Internet, transactions may be subject to interruption, transmission blackout, delayed transmission and incorrect data transmission. KOPAAS is not liable for malfunctions in communications facilities not under its control that may affect the accuracy or timeliness of messages and transactions you send.
You hereby agree to indemnify and to keep KOPAAS fully and effectively indemnified against any action, liability, cost, claim, loss, damage, proceeding or expense (including legal fees, costs and expenses on a full indemnity basis) suffered or incurred by KOPAAS arising from or which is directly or indirectly related to your access to and/or use of KOPAAS website or any breach and non-observance of any of these terms and conditions by you.
This site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to Malaysian law or regulation.
Use of this site shall be governed by all applicable Malaysian law.