KashXpress

Personal Financing-i

Specially For Government Employees

Realize your dreams with KashXpress!
Whether it is a medical emergency or a long overdue vacation, a wedding venue booking or time for a home renovation. You can do all these and more without worrying about the lack of fund. KashXpress Personal Financing-i is just the solution to your financial problems. Unlike conventional personal financing offered by others, KashXpress guarantees fixed installments every month until the end of the tenure; and no hidden charges here and there.
Financing up to

RM50,000

Flexible tenure

1 to 5 years

Attractive rates

From 1% monthly

Syariah compliant

Tawarruq Concept

No

Guarantors

Features
Benefits
Eligibility
Requirements
Rates & Fees

Syariah Compliant
Being a Syariah compliant product, KashXpress guarantees transparency.

Fixed monthly installment
No hidden or extra charges. Guaranteed fixed installments every month until the end of the tenure.

Financing Amount
Minimum financing amount RM2,000 to maximum financing amount RM50,000.

Tenure
Minimum tenure from 1 year to a maximum of 5 years.

Profit Rates
Competitive profit rates as low as 12% per annum fixed rate.

Fast Approval
With minimal documentations and less stringent than other financing institutes; fast process and approvals can be achieved.

Higher Acceptance Rate
Being a Government employee, you’ll have better chances of being accepted because of your employment status, which is generally
considered more stable.

No guarantors required
This is an unsecured personal financing product whereby a guarantor is not needed.

Hassle Free Repayments
You'll never miss a payment when your loan repayments are directly deducted from your salary via Biro Perkhidmatan Angkasa (BPA).

Takaful protected
Liability coverage that helps settles all unpaid balances in the event of death or total permanent disability of the borrower.

  • Individuals aged 20 to 55 years (upon financing maturity)
  • Malaysian citizens
  • Malaysian Federal Government Employees, State Government Employees, Statutory Bodies and Selected Government Linked Companies Employees (GLC).
  • Confirmed and Permanent employee and has been employed for more than 1 year.
  • Copy of MyKad (Certified by Employer)
  • Latest 3 months payslips (Certified Employer)
  • Employer Confirmation Letter

Disclaimer: This is an indicative list only. Additional documents may be asked for on a case-to-case basis.

  • Brokerage Fee: Proportionate as per the financing amount
  • Stamp Duty: As per Stamp Act 1949 (Revised 1989)
  • Takaful: As per customer’s profile (age, gender, tenure, etc).
Personal Financial-i Payment Table

Amount  Monthly Repayment (12%p.a)
1224364860
2,000186.67103.3375.5661.6753.33
2,500233.33129.1794.4477.0866.67
3,000280.00155.00113.3392.5080.00
3,500326.67180.83132.22107.9293.33
4,000373.33206.67151.11123.33106.67
4,500420.00232.50170.00138.75120.00
5,000466.67258.33188.89154.17133.33

*Actual financed amount may vary from the above table.

How much Kash do you need?

Get started with calculating your EMI.

KashXpress Personal Financing-i

Calculate Your EMI NEW

Input

RM5000.00
RM2000.00RM50000.00
5years
1years5years

Monthly Payment

12% per annum

Monthly Payment

18% per annum

Scroll to Top