What you need to know
Here are some common questions about KashXpress
A government employee financing is a financing scheme meant for those working in the government sector only. If you are employed by the Malaysian Federal Government, State Government, Statutory Bodies and a Selected Government Linked Companies (GLC) then you may potentially enjoy better chances of loan approval because of your employment status, which is generally considered more stable.
Essentially, a Syariah-compliant financing is an interest-free loan and are more transparent than a conventional personal loan. Have a peace of mind when you finance from KashXpress, as all of our loans schemes are Syariah-compliant based on the concept of Murabahah and Tawarruq. Despite KashXpress loan schemes are based on Syariah concepts, KashXpress financing caters to everyone; Muslims and non-Muslims.
Never worry about missing a monthly loan repayment with KashXpress. Your monthly loan repayments will be deducted directly from your salary via Biro Perkhidmatan Angkasa (BPA). We understand no one likes to get those unnecessary phone calls reminding them it’s that time of the month again to pay for a loan. It’s annoying and we don’t like it either.
We try to make it as simple as possible. We don’t need a lot actually, just the following documents:
- Copy of MyKad (Certified by Employer)
- Latest 3 months payslips (Certified Employer)
- Employer Confirmation Letter
It usually takes a few hours up to a few working days to get your loan approved. To make the processing time faster and more efficient, make sure to submit all the relevant documents with the correct details. Once loan has been approved, disbursement will be immediate!
It usually takes a few hours up to few working days to get an approval for your loan. To make the processing time faster and more efficient, make sure to submit all the relevant documents with the correct details. Once loan has been approved, disbursement will be immediate!